We offer Diminishing Musharakah services that are used for financing assets i.e. property, vehicle and machinery. In Diminishing Musharakah, the Bank and the customer participate in joint ownership of the property/equipment or a commercial enterprise. The customer, as a lessee, uses the share of the Bank and pays rentals, and as a partner redeems the share of the Bank.
Diminishing Musharakah
Our Products
As part of our Sirat Islamic Banking, we provide a range of Diminishing Musharakah products.
Products
Asset Finance
Our Shariah-compliant Asset Financing helps grow your business capacities by financing CAPEX.
Commercial Property Finance
Our DM Commercial Property Finance services provide all-encompassing assistance to support the expansion of your company.
Income Generating Properties
Our Income Generating Properties enable you to grow your investment portfolios by procuring properties permissible under Shariah.
Vehicle Finance
Our structured Shariah-compliant Diminishing Musharakah facility offers an ideal solution for procuring vehicles.