About Us
Habib Bank AG Zurich was established in Switzerland in 1967, and has grown into a global institution with a presence in 11 countries spanning across four continents. Over the past six decades, we have expanded internationally, combining modern technology with timeless values.
Habib Bank AG Zurich has a head office in Zurich, and operates with branches in Kenya and the United Arab Emirates. It has subsidiaries in Canada, Hong Kong, Pakistan, South Africa, and the United Kingdom, and representative offices in Bangladesh, China, Hong Kong, Pakistan, and Türkiye.
Habib Bank AG Zurich’s commitment to global expansion led to a significant milestone in South Africa with a R50 million investment, marking the Group’s inaugural venture in the country. Since its establishment in 1995, HBZ Bank Limited has developed a substantial footprint in South Africa, particularly in Kwa-Zulu Natal and Gauteng.
As a wholly-owned subsidiary of Habib Bank AG Zurich, HBZ Bank Limited upholds Swiss traditions, ensuring our customers receive the highest standards of service. As a local commercial bank, we adhere to South African regulations and the Reserve Bank’s guidelines while maintaining Swiss Banking standards of confidentiality and exceptional service.
Core Values
Trust
Trust is at the heart of everything we do. We prioritise transparency and reliability in our interactions with clients and colleagues, ensuring trust remains the cornerstone of our relationships.
Integrity
Upholding the highest ethical standards is non-negotiable for us. With honesty and integrity as guiding principles, we ensure that our actions and decisions are always in the best interest of our clients and the organisation.
Respect
We believe in treating everyone with dignity and respect, fostering a culture of inclusivity and understanding. We encourage collaboration and creativity by valuing diverse perspectives and creating a respectful environment.
Responsibility
We take responsibility for the impact of our actions on all stakeholders, from clients to the broader community. By practicing responsible business practices, we strive to make a positive difference in the lives of those we serve and the world around us.
Commitment
Our dedication to excellence drives us to deliver consistent and exceptional service. We remain steadfast in our commitment to meeting clients’ needs and exceeding their expectations with unwavering dedication.
Teamwork
Collaboration is the key to our success. We promote a strong sense of teamwork, where each individual’s unique strengths and expertise contribute to collective achievements, enabling us to overcome challenges together.
- 1878
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- 1967
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- 1979
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- 1989
- 1993
- 1994
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- 2005
- 2006
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- 2014
- 2015
- 2016
- 2017
- 2020
- 2021
- 2022
- 2023
- 2024
Board Of Directors
Muhammad H. Habib
- Non-Executive Director
Yvette Singh
- Chairman of the Board
- Independent Non-Executive Director
Pierre Fourie
- Chairman of the Audit Committee
- Independent Non-Executive Director
Nomavuso Mnxasana
- Chairman of the Social Ethics & Conduct Committee
- Independent Non-Executive Director
Disebo Moephuli
- Chairman of the Capital Adequacy & Risk Committee
- Independent Non-Executive Director
Sharoda Rapeti
- Chairman of Remuneration Committee
- Independent Non-Executive Director
Mohsin Ali Nathani
- Non-Executive Director
Anjum Iqbal
- Executive Director
Ashley Cameron
- Executive Director
Management In South Africa
Ashley Cameron
- Chief Executive Officer
Zaakir Mitha
- Chief Financial Officer
- Executive Committee Member
Farooq Anwar
- Chief Operating Officer
- Executive Committee Member
Michelle Sewchuran
- Head of Compliance
- Executive Committee Member
Kosheek Maharaj
- Chief Risk Officer
- Executive Committee Member
Internal Audit & Corporate
Anisa Maharaj
- Head of Internal Audit
Thabisile Luthuli
- Company Secretary & In-Charge Governance Affairs
Branch Management
Muhammad Ali Chaudhry
- Area Manager / Branch Manager,
- Rosebank Branch (Gauteng)
Rohinton Lim Meherjina
- Area Manager / Branch Manager,
- Durban Branch (KwaZulu-Natal)
Babur Zaidi
- Area Manager / Branch Manager,
- Laudium Branch (Tshwane & Limpopo)
Aasif Abba
- Branch Manager,
- Fordsburg Branch (Gauteng)
Farhan Balim
- Branch Manager,
- Lenasia Branch (Gauteng)
Ridwan Ismail
- Branch Manager,
- Pietermaritzburg Branch (KwaZulu-Natal)
Mohammad Mohsin
- Branch Manager,
- Overport Islamic Branch (KwaZulu-Natal)
Yusuf Shamssodin
- Branch Manager,
- Boksburg Branch (Gauteng)
Sirat Shariah Compliance Team
Mufti Muhammed Ismail Haffejee
- Shariah Advisor
Mufti Mahmood Suliman
- Shariah Quality & Assurance Officer
Total Assets – In ZAR “000”
Annual Report 2023
Total Capital & Reserves – In ZAR “000”
Annual Report 2023
Total Loans And Advances – In ZAR “000”
Annual Report 2023
Customer Deposits – In ZAR “000”
Annual Report 2023
Capital Adequacy Ratio
Annual Report 2023
Net Profit For The Year – In ZAR “000”
Annual Report 2023
Financial Records & Reports
- Biannual Disclosure June 2024
- Quarterly Disclosure March 2024
- Annual Disclosure December 2023
- Quarterly Disclosure September 2023
- Biannual Disclosure June 2023
- Quarterly Disclosure March 2023
- Annual Disclosure December 2022
- Quarterly Disclosure September 2022
- Biannual Disclosure June 2022
- Quarterly Disclosure March 2022
- Annual Disclosure December 2021
- Quarterly Disclosure September 2021
- Biannual Disclosure June 2021
- Quarterly Disclosure March 2021
- Annual Disclosure December 2020
- Quarterly Disclosure September 2020
- Biannual Disclosure June 2020
- Quarterly Disclosure March 2020
- Annual Disclosure December 2019
- Quarterly Disclosure September 2019
- Biannual Disclosure June 2019
- Quarterly Disclosure March 2019
- Annual Disclosure December 2018
- Quarterly Disclosure September 2018 Key metrics
- Quarterly Disclosure September 2018 Leverage Ratios
- Quarterly Disclosure September 2018 Liquidity Coverage Ratio
- Quarterly Pillar 3 Disclosures - September 2018 RWA
- Biannual Disclosure June 2018 - Annexure B
- Biannual Disclosure June 2018 - Annexure A
- Biannual Disclosure June 2018 - LCR
- Bi-annual Disclosure June 2018 - Key Metrics
- Bi-annual Disclosure June 2018 - Leverage Ratios
- Quarterly Disclosure March 2018 - Annexure B
- Quarterly Disclosure March 2018 - Annexure A
- Quarterly Disclosure March 2018 - LCR
- Pillar 3 Disclosures - March 2018
- Annual Disclosure December 2017 - Annexure A
- Annual Disclosure December 2017 - Annexure B
- Pillar 3 Disclosures - December 2017
- Quarterly Disclosure September 2017 - Annexure B
- Quarterly Disclosure September 2017 - Annexure A
- Quarterly Disclosure September 2017 - LCR
- Pillar 3 Disclosures - September 2017
- Biannual Disclosure - June 2017 - Annexure B
- Biannual Disclosure - June 2017 - Annexure A
- Biannual Disclosure - June 2017 - LCR
- Quarterly Disclosure March 2017 - Annexure B
- Quarterly Disclosure March 2017 - Annexure A
- Quarterly Disclosure March 2017 - LCR
- Pillar 3 Disclosures - March 2017
- Annual Disclosure - December 2016 - Annexure B
- Annual Disclosure - December 2016 - Annexure A
- Pillar 3 Disclosures - December 2016
- Quarterly Disclosure - September 2016 - Annexure B
- Quarterly Disclosure - September 2016 - Annexure A
- Quarterly Disclosure - September 2016 - LCR
- Biannual Disclosure - June 2016 - Annexure B
- Biannual Disclosure - June 2016 - Annexure A
- Biannual Disclosure - June 2016 - LCR
- Quarterly Disclosure March 2016 - Annexure B
- Quarterly Disclosure March 2016 - Annexure A
- Quarterly Disclosure March 2016 - LCR
- Biannual Disclosure December 2015 - Annexure B
- Biannual Disclosure December 2015 - Annexure A
- Quarterly Disclosure September 2015 - Annexure B
- Quarterly Disclosure September 2015 - Annexure A
- Quarterly Disclosure September 2015 - LCR
- Biannual Disclosures - June 2015 - Annexure A
- Biannual Disclosures - June 2015 - Annexure B
- Quarterly Disclosure March 2015
- Biannual Disclosure December 2014 - Annexure B
- Biannual Disclosure December 2014 - Annexure A
- Quarterly Disclosure September 2014
- Biannual Disclosure June 2014
- Biannual Disclosure June 2014 - Annexure A
- Quarterly Disclosure March 2014
