• Minimum investment of $1,000 CAD
• Principal Protected – your investment is protected
• Returns linked to the performance of the S&P/TSX 60 Shariah Index
• Eligible for RRSP and TFSA accounts
• No additional fees or commissions
• Deposits are insured through the CDIC

Example starts with an investment size of $1,000 with the index starting value at 450.

Five-Year Example:

The average value of the S&P/TSX 60 Shariah Index over the term of the deposit is 550. The participation rate is 100%.

At the maturity date of the deposit, the investor will receive:
{(550 – 450) / 450} x 100% = 22.22%
$1,000 x 22.22% = $222.22 plus the original $1,000 principal.
Annual compounded return: 22.22/5 years = 4.44%

In the event that the average value is less than the starting value of the index, the return on deposit will be 0%. When this occurs, the investor will receive only their principal investment back at maturity.

Invest in Sirat Index Linked Term Deposits if you are:

• Looking for an investment where the principal is protected
• Interested in potential returns from the stock market
• Interested in an investment that offers the potential for a return higher than a term deposit
• Will not need to access your principal for the term of the deposit

Consider the following when investing in Sirat Index Linked Term Deposits:

• Past performance of the S&P/TSX 60 Shariah Index is not indicative of future returns
• Index Linked Term Deposits do not include a guaranteed return
• It is possible that at maturity, investors will receive their principal investment back, but no further return
• Return is paid at maturity